Texas Capital Gains Calculator

Calculate your federal and Texas capital gains tax liability

2025

Calculate Your
Texas Capital Gains Tax

Texas has no state income tax, therefore no capital gains tax.

No State Capital Gains Tax in Texas!

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Texas Capital Gains Tax Highlights

No state income tax
No capital gains tax
Only federal taxes apply
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Enter Your Investment Details

Calculate your capital gains tax for Texas

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📊 Enter your annual taxable income before including this capital gain. This determines your capital gains tax bracket.

📊 Choose your investment holding period

Calculator optimized for Texas tax rates

Tax Calculation Results

Your capital gain is: $0.00
Estimated capital gains tax: $0.00
Federal Tax: $0.00
Texas Tax: $0.00
Net Proceeds After Tax: $0.00
Effective Tax Rate: 0.00%
Disclaimer: Estimate excludes NII taxes, deductions, credits, and losses. Consult a tax advisor.

How Texas Taxes Capital Gains

Texas has no state income tax, therefore no capital gains tax.

2025 Tax Brackets

0% Rate (Single): Up to $48,350
15% Rate (Single): $48,351 - $533,400
20% Rate (Single): Over $533,400

Texas Tax Details

Tax Rate Structure

Capital Gains Rate: 0%

Texas has no state income tax, so capital gains are only subject to federal taxes.

Key Requirements

Filing Required: If gain exceeds threshold
State Due Date: N/A - No state income tax

Texas Tax Strategies

  • • Consider establishing residency before realizing large gains
  • • No state quarterly estimated tax payments required
  • • Focus on federal tax planning strategies

• Consult with Texas tax professional for complex situations

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Real Estate in Texas

Real estate capital gains in Texas are subject to both federal and state tax considerations:

No State Real Estate Capital Gains Tax

Texas does not tax capital gains, making it highly attractive for real estate investors. Only federal taxes apply to your real estate transactions. Compare with high-tax states like California or New York.

Primary Residence

Federal Rules

Federal Exclusion: $250K/$500K
Holding Period: 2 of 5 years

Texas State Rules

✓ No state tax on any gain

Full federal exclusion benefit preserved

Additional Requirements:
  • • Only federal exemption applies - no state capital gains tax

Investment Property

Tax Deferral Strategies

1031 Like-Kind Exchanges

Defer federal taxes on investment property exchanges

1031 Conformity: ✓ Yes
Bonus Depreciation: ✓ Allowed

Transfer Costs

Transfer Tax

State Rate: None - Texas does not have a transfer tax
Paid By: seller
Available Exemptions:
  • • No state transfer tax

Recording Fees

Deed Recording: Varies by county, typically $5-$15
Mortgage Recording: Varies by county, typically $5-$15
Additional Fees:
  • • Recording fees set at county level
Special Deductions & Notes:
  • • No state taxes - only federal depreciation applies

Investment & Tax Services

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Property Tax Exemptions

Homestead

$100K

Maximum exemption

Senior (65+)

$10K

Additional exemption

Veteran

$12K

Disabled veteran exemption

Texas Real Estate Specifics

• Among highest property tax rates in US (average 1.63%)

• No state income tax but high property taxes

• Agricultural land receives special valuation

• Property taxes fund local services and schools

• Homestead exemption protects unlimited value of home

Real Estate & Investment Services

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Texas Filing Requirements

Due Dates
Annual Return: N/A - No state income tax
Extension: N/A
Required Forms
  • • No state forms required
  • • Federal Form 8949 & Schedule D
Payment Options
  • • Federal taxes only
  • • IRS Direct Pay

Tax Professional Services

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Compare Texas to Other States

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© 2025 CapitalGainsTaxCalculator.us - For informational purposes only. Consult a tax professional for advice.