Florida Capital Gains Calculator

Calculate your federal and Florida capital gains tax liability

2025

Calculate Your
Florida Capital Gains Tax

Florida has no state income tax, therefore no capital gains tax.

No State Capital Gains Tax in Florida!

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Florida Capital Gains Tax Highlights

No state income tax
No capital gains tax
Only federal taxes apply
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Enter Your Investment Details

Calculate your capital gains tax for Florida

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📊 Enter your annual taxable income before including this capital gain. This determines your capital gains tax bracket.

📊 Choose your investment holding period

Calculator optimized for Florida tax rates

Tax Calculation Results

Your capital gain is: $0.00
Estimated capital gains tax: $0.00
Federal Tax: $0.00
Florida Tax: $0.00
Net Proceeds After Tax: $0.00
Effective Tax Rate: 0.00%
Disclaimer: Estimate excludes NII taxes, deductions, credits, and losses. Consult a tax advisor.

How Florida Taxes Capital Gains

Florida has no state income tax, therefore no capital gains tax.

2025 Tax Brackets

0% Rate (Single): Up to $48,350
15% Rate (Single): $48,351 - $533,400
20% Rate (Single): Over $533,400

Florida Tax Details

Tax Rate Structure

Capital Gains Rate: 0%

Florida has no state income tax, so capital gains are only subject to federal taxes.

Key Requirements

Filing Required: If gain exceeds threshold
State Due Date: N/A - No state income tax

Florida Tax Strategies

  • • Consider establishing residency before realizing large gains
  • • No state quarterly estimated tax payments required
  • • Focus on federal tax planning strategies

• Consult with Florida tax professional for complex situations

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Real Estate in Florida

Real estate capital gains in Florida are subject to both federal and state tax considerations:

No State Real Estate Capital Gains Tax

Florida does not tax capital gains, making it highly attractive for real estate investors. Only federal taxes apply to your real estate transactions. Compare with high-tax states like California or New York.

Primary Residence

Federal Rules

Federal Exclusion: $250K/$500K
Holding Period: 2 of 5 years

Florida State Rules

✓ No state tax on any gain

Full federal exclusion benefit preserved

Additional Requirements:
  • • Only federal exemption applies - no state capital gains tax

Investment Property

Tax Deferral Strategies

1031 Like-Kind Exchanges

Defer federal taxes on investment property exchanges

1031 Conformity: ✓ Yes
Bonus Depreciation: ✓ Allowed

Transfer Costs

Transfer Tax

State Rate: $0.70 per $100 of property value (rounded up)
Paid By: seller
Available Exemptions:
  • • First $100 of value is exempt
  • • Government transfers
  • • Divorce transfers
  • • Trust transfers

Recording Fees

Deed Recording: $10 for first page, $8.50 for each additional page
Mortgage Recording: $10 for first page, $8.50 for each additional page
Additional Fees:
  • • Documentary stamp tax on mortgages: $0.35 per $100
  • • Nonrecurring intangible tax on mortgages: 0.2% (2 mills)
  • • Indexing fee: $1 per additional name over four
Special Deductions & Notes:
  • • No state taxes - only federal depreciation applies

Investment & Tax Services

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Property Tax Exemptions

Homestead

$50K

Maximum exemption

Senior (65+)

$50K

Additional exemption

Florida Real Estate Specifics

• Save Our Homes cap limits annual assessment increases to 3% or CPI

• Homestead exemption up to $50,000 on primary residence

• Additional $50,000 exemption for homes valued over $75,000

• Portability allows transferring Save Our Homes benefit within state

Real Estate & Investment Services

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Florida Filing Requirements

Due Dates
Annual Return: N/A - No state income tax
Extension: N/A
Required Forms
  • • No state forms required
  • • Federal Form 8949 & Schedule D
Payment Options
  • • Federal taxes only
  • • IRS Direct Pay

Tax Professional Services

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Compare Florida to Other States

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© 2025 CapitalGainsTaxCalculator.us - For informational purposes only. Consult a tax professional for advice.