South Carolina Capital Gains Calculator

Calculate your federal and South Carolina capital gains tax liability

2025

Calculate Your
South Carolina Capital Gains Tax

South Carolina taxes capital gains at a top rate of 6.4% but allows a 44% deduction on net long-term capital gains, resulting in a very low effective rate.

South Carolina offers special deductions on capital gains

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South Carolina Capital Gains Tax Highlights

Top rate 6.4%
44% deduction on long-term gains
Significant tax relief on capital gains
y

Enter Your Investment Details

Calculate your capital gains tax for South Carolina

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📊 Enter your annual taxable income before including this capital gain. This determines your capital gains tax bracket.

📊 Choose your investment holding period

Calculator optimized for South Carolina tax rates

Tax Calculation Results

Your capital gain is: $0.00
Estimated capital gains tax: $0.00
Federal Tax: $0.00
South Carolina Tax: $0.00
Net Proceeds After Tax: $0.00
Effective Tax Rate: 0.00%
Disclaimer: Estimate excludes NII taxes, deductions, credits, and losses. Consult a tax advisor.

How South Carolina Taxes Capital Gains

South Carolina taxes capital gains at a top rate of 6.4% but allows a 44% deduction on net long-term capital gains, resulting in a very low effective rate.

Special Deduction Available

44% deduction on net long-term capital gains

2025 Tax Brackets

0% Rate (Single): Up to $48,350
15% Rate (Single): $48,351 - $533,400
20% Rate (Single): Over $533,400

South Carolina Tax Details

Tax Rate Structure

South Carolina provides preferential treatment for certain types of capital gains.

Key Requirements

Available Deduction: 44%

On qualifying gains

Filing Required: If gain exceeds threshold
State Due Date: April 15

South Carolina Tax Strategies

  • • Maximize deductions by holding assets for required periods
  • • Time gains to optimize deduction benefits
  • • Consider staggering sales across tax years

• Consult with South Carolina tax professional for complex situations

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Real Estate in South Carolina

Real estate capital gains in South Carolina are subject to both federal and state tax considerations:

South Carolina Real Estate Deductions

South Carolina offers 44% deduction on net long-term capital gains for capital gains, including real estate transactions. This can significantly reduce your state tax liability.

Primary Residence

Federal Rules

Federal Exclusion: $250K/$500K
Holding Period: 2 of 5 years

South Carolina State Rules

State deduction available

44% deduction on net long-term capital gains

Additional Requirements:
  • • Follows federal IRC Section 121. The 44% state capital gains deduction also applies to qualifying gains.

Investment Property

Tax Deferral Strategies

1031 Like-Kind Exchanges

Defer federal taxes on investment property exchanges

1031 Conformity: ✓ Yes
Bonus Depreciation: ✗ Not Allowed

Transfer Costs

Transfer Tax

State Rate: $1.85 per $500 of value (Deed Recording Fee)
Paid By: negotiable
Available Exemptions:
  • • Certain family transfers
  • • Transfers to secure a debt.

Recording Fees

Deed Recording: Varies by county, typically $10-$15 for the first page.
Mortgage Recording: Varies by county, typically $10-$15 for the first page.
Additional Fees:
  • • The Deed Recording Fee is the primary transfer cost.
Special Deductions & Notes:
  • • The 44% exclusion applies to long-term gains from investment properties.

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Property Tax Exemptions

Homestead

$50K

Maximum exemption

South Carolina Real Estate Specifics

• South Carolina's "Deed Recording Fee" acts as a real estate transfer tax of 0.37%.

• Primary residences are assessed at a much lower 4% ratio compared to 6% for investment properties, resulting in lower taxes.

• The state does not conform to federal bonus depreciation.

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South Carolina Filing Requirements

Due Dates
Annual Return: April 15
Extension: October 15
Quarterly Est.:
January 15
April 15
June 15
September 15
Required Forms
  • • Form SC1040
  • • Capital gains schedule
  • • Federal Form 8949 & Schedule D
Payment Options
  • • Online payment portal
  • • Electronic funds transfer
  • • Check or money order

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Compare South Carolina to Other States

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© 2025 CapitalGainsTaxCalculator.us - For informational purposes only. Consult a tax professional for advice.