Vermont Capital Gains Calculator

Calculate your federal and Vermont capital gains tax liability

2025

Calculate Your
Vermont Capital Gains Tax

Vermont taxes capital gains held under 3 years as ordinary income up to 8.75%. Assets held 3+ years receive a 40% exclusion.

Vermont offers special deductions on capital gains

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Vermont Capital Gains Tax Highlights

40% exclusion for 3+ year holdings
Top rate 8.75% on short-term gains
Lifetime exclusion cap applies
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Enter Your Investment Details

Calculate your capital gains tax for Vermont

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📊 Enter your annual taxable income before including this capital gain. This determines your capital gains tax bracket.

📊 Choose your investment holding period

Calculator optimized for Vermont tax rates

Tax Calculation Results

Your capital gain is: $0.00
Estimated capital gains tax: $0.00
Federal Tax: $0.00
Vermont Tax: $0.00
Net Proceeds After Tax: $0.00
Effective Tax Rate: 0.00%
Disclaimer: Estimate excludes NII taxes, deductions, credits, and losses. Consult a tax advisor.

How Vermont Taxes Capital Gains

Vermont taxes capital gains held under 3 years as ordinary income up to 8.75%. Assets held 3+ years receive a 40% exclusion.

Special Deduction Available

40% exclusion for assets held over 3 years, up to a lifetime max exclusion of $1,000,000.

2025 Tax Brackets

0% Rate (Single): Up to $48,350
15% Rate (Single): $48,351 - $533,400
20% Rate (Single): Over $533,400

Vermont Tax Details

Tax Rate Structure

Vermont provides preferential treatment for certain types of capital gains.

Key Requirements

Exemption Threshold: $1,000,000
Available Deduction: 40%

On qualifying gains

Filing Required: If gain exceeds threshold
State Due Date: April 15

Vermont Tax Strategies

  • • Maximize deductions by holding assets for required periods
  • • Time gains to optimize deduction benefits
  • • Consider staggering sales across tax years

• Consult with Vermont tax professional for complex situations

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Real Estate in Vermont

Real estate capital gains in Vermont are subject to both federal and state tax considerations:

Vermont Real Estate Deductions

Vermont offers 40% exclusion for assets held over 3 years, up to a lifetime max exclusion of $1,000,000. for capital gains, including real estate transactions. This can significantly reduce your state tax liability.

Primary Residence

Federal Rules

Federal Exclusion: $250K/$500K
Holding Period: 2 of 5 years

Vermont State Rules

State deduction available

40% exclusion for assets held over 3 years, up to a lifetime max exclusion of $1,000,000.

Additional Requirements:
  • • Follows federal IRC Section 121. The 40% state exclusion also applies to qualifying gains over the federal limit if held for 3+ years.

Investment Property

Tax Deferral Strategies

1031 Like-Kind Exchanges

Defer federal taxes on investment property exchanges

1031 Conformity: ✓ Yes
Bonus Depreciation: ✗ Not Allowed

Transfer Costs

Transfer Tax

State Rate: 1.45% of the property value (0.5% for principal residences up to $100k)
Paid By: buyer
Available Exemptions:
  • • Certain family transfers
  • • Transfers to secure a debt.

Recording Fees

Deed Recording: $15 per page.
Mortgage Recording: $15 per page.
Additional Fees:
  • • Uniform fees statewide.
Special Deductions & Notes:
  • • The 40% exclusion applies to long-term gains from investment properties held 3+ years.

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Property Tax Exemptions

Homestead

$0K

Maximum exemption

Vermont Real Estate Specifics

• Vermont has a significant Property Transfer Tax of 1.45%, paid by the buyer.

• The state uses an income-based property tax system for homesteads, where education property taxes are adjusted based on household income.

• Vermont does not conform to federal bonus depreciation.

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Vermont Filing Requirements

Due Dates
Annual Return: April 15
Extension: October 15
Quarterly Est.:
January 15
April 15
June 15
September 15
Required Forms
  • • Form IN-111
  • • Capital gains schedule
  • • Federal Form 8949 & Schedule D
Payment Options
  • • Online payment portal
  • • Electronic funds transfer
  • • Check or money order

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Compare Vermont to Other States

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© 2025 CapitalGainsTaxCalculator.us - For informational purposes only. Consult a tax professional for advice.