North Dakota Capital Gains Calculator

Calculate your federal and North Dakota capital gains tax liability

2025

Calculate Your
North Dakota Capital Gains Tax

North Dakota offers a 40% exclusion on net long-term capital gains, which are then taxed at a low top rate of 2.5%, resulting in a very low effective tax rate.

North Dakota offers special deductions on capital gains

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North Dakota Capital Gains Tax Highlights

Top rate 2.5%
40% exclusion on long-term gains
Very low effective rate
y

Enter Your Investment Details

Calculate your capital gains tax for North Dakota

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📊 Enter your annual taxable income before including this capital gain. This determines your capital gains tax bracket.

📊 Choose your investment holding period

Calculator optimized for North Dakota tax rates

Tax Calculation Results

Your capital gain is: $0.00
Estimated capital gains tax: $0.00
Federal Tax: $0.00
North Dakota Tax: $0.00
Net Proceeds After Tax: $0.00
Effective Tax Rate: 0.00%
Disclaimer: Estimate excludes NII taxes, deductions, credits, and losses. Consult a tax advisor.

How North Dakota Taxes Capital Gains

North Dakota offers a 40% exclusion on net long-term capital gains, which are then taxed at a low top rate of 2.5%, resulting in a very low effective tax rate.

Special Deduction Available

40% exclusion for net long-term capital gains

2025 Tax Brackets

0% Rate (Single): Up to $48,350
15% Rate (Single): $48,351 - $533,400
20% Rate (Single): Over $533,400

North Dakota Tax Details

Tax Rate Structure

North Dakota provides preferential treatment for certain types of capital gains.

Key Requirements

Available Deduction: 40%

On qualifying gains

Filing Required: If gain exceeds threshold
State Due Date: April 15

North Dakota Tax Strategies

  • • Maximize deductions by holding assets for required periods
  • • Time gains to optimize deduction benefits
  • • Consider staggering sales across tax years

• Consult with North Dakota tax professional for complex situations

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Real Estate in North Dakota

Real estate capital gains in North Dakota are subject to both federal and state tax considerations:

North Dakota Real Estate Deductions

North Dakota offers 40% exclusion for net long-term capital gains for capital gains, including real estate transactions. This can significantly reduce your state tax liability.

Primary Residence

Federal Rules

Federal Exclusion: $250K/$500K
Holding Period: 2 of 5 years

North Dakota State Rules

State deduction available

40% exclusion for net long-term capital gains

Additional Requirements:
  • • Follows federal IRC Section 121. The 40% state capital gains exclusion also applies to qualifying gains.

Investment Property

Tax Deferral Strategies

1031 Like-Kind Exchanges

Defer federal taxes on investment property exchanges

1031 Conformity: ✓ Yes
Bonus Depreciation: ✓ Allowed

Transfer Costs

Transfer Tax

State Rate: None
Paid By: negotiable

Recording Fees

Deed Recording: $20 for the first page, $3 for each additional page.
Mortgage Recording: $20 for the first page, $3 for each additional page.
Additional Fees:
  • • A $10 non-standard document fee may apply.
Special Deductions & Notes:
  • • The 40% exclusion applies to long-term gains from investment properties.

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Property Tax Exemptions

Homestead

$8K

Maximum exemption

Senior (65+)

$8K

Additional exemption

Veteran

$8K

Disabled veteran exemption

North Dakota Real Estate Specifics

• North Dakota does not have a real estate transfer tax.

• The Homestead Property Tax Credit provides relief for homeowners and renters based on income.

• The state's generous capital gains exclusion significantly reduces the tax burden on real estate sales.

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North Dakota Filing Requirements

Due Dates
Annual Return: April 15
Extension: October 15
Quarterly Est.:
January 15
April 15
June 15
September 15
Required Forms
  • • Form ND-1
  • • Capital gains schedule
  • • Federal Form 8949 & Schedule D
Payment Options
  • • Online payment portal
  • • Electronic funds transfer
  • • Check or money order

Tax Professional Services

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Compare North Dakota to Other States

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© 2025 CapitalGainsTaxCalculator.us - For informational purposes only. Consult a tax professional for advice.