Indiana Capital Gains Calculator

Calculate your federal and Indiana capital gains tax liability

2025

Calculate Your
Indiana Capital Gains Tax

Indiana taxes capital gains at a flat rate of 3.0% for 2025. Counties may impose additional local income taxes.

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Indiana Capital Gains Tax Highlights

Flat 3.0% state rate
County-level income taxes also apply
No special deductions
y

Enter Your Investment Details

Calculate your capital gains tax for Indiana

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📊 Enter your annual taxable income before including this capital gain. This determines your capital gains tax bracket.

📊 Choose your investment holding period

Calculator optimized for Indiana tax rates

Tax Calculation Results

Your capital gain is: $0.00
Estimated capital gains tax: $0.00
Federal Tax: $0.00
Indiana Tax: $0.00
Net Proceeds After Tax: $0.00
Effective Tax Rate: 0.00%
Disclaimer: Estimate excludes NII taxes, deductions, credits, and losses. Consult a tax advisor.

How Indiana Taxes Capital Gains

Indiana taxes capital gains at a flat rate of 3.0% for 2025. Counties may impose additional local income taxes.

2025 Tax Brackets

0% Rate (Single): Up to $48,350
15% Rate (Single): $48,351 - $533,400
20% Rate (Single): Over $533,400

Indiana Tax Details

Tax Rate Structure

Flat Rate: 3.00%

Indiana applies a flat rate to all capital gains regardless of income level.

Key Requirements

Filing Required: If gain exceeds threshold
State Due Date: April 15

Indiana Tax Strategies

  • • Consider timing of asset sales for tax efficiency
  • • Coordinate with federal capital gains strategies
  • • Review loss harvesting opportunities

• Consult with Indiana tax professional for complex situations

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Real Estate in Indiana

Real estate capital gains in Indiana are subject to both federal and state tax considerations:

Indiana Real Estate Tax Rate

Real estate capital gains in Indiana are taxed at a flat rate up to 3.00%.

Primary Residence

Federal Rules

Federal Exclusion: $250K/$500K
Holding Period: 2 of 5 years

Indiana State Rules

State tax applies to gain above federal exclusion

Must file state return if gain exceeds exclusion

Additional Requirements:
  • • Follows federal IRC Section 121.

Investment Property

Tax Deferral Strategies

1031 Like-Kind Exchanges

Defer federal taxes on investment property exchanges

1031 Conformity: ✓ Yes
Bonus Depreciation: ✗ Not Allowed

Transfer Costs

Transfer Tax

State Rate: None
Paid By: negotiable

Recording Fees

Deed Recording: $25 for the first page, plus fees for additional pages.
Mortgage Recording: $55 flat fee for mortgages.
Additional Fees:
  • • Fees are uniform across the state.
Special Deductions & Notes:
  • • Federal bonus depreciation must be added back to Indiana income.

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Property Tax Exemptions

Homestead

$45K

Maximum exemption

Senior (65+)

$14K

Additional exemption

Veteran

$25K

Disabled veteran exemption

Indiana Real Estate Specifics

• Indiana is one of the few states with no real estate transfer tax.

• Property taxes are capped at 1% of the property's gross assessed value for homesteads.

• Indiana does not conform to the federal bonus depreciation allowance.

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Indiana Filing Requirements

Due Dates
Annual Return: April 15
Extension: November 15
Quarterly Est.:
January 15
April 15
June 15
September 15
Required Forms
  • • Form IT-40
  • • Capital gains schedule
  • • Federal Form 8949 & Schedule D
Payment Options
  • • Online payment portal
  • • Electronic funds transfer
  • • Check or money order

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Compare Indiana to Other States

illinois
ohio
michigan

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© 2025 CapitalGainsTaxCalculator.us - For informational purposes only. Consult a tax professional for advice.