Colorado Capital Gains Calculator

Calculate your federal and Colorado capital gains tax liability

2025

Calculate Your
Colorado Capital Gains Tax

Colorado taxes capital gains as ordinary income at a flat rate of 4.0% starting in 2025.

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Colorado Capital Gains Tax Highlights

Flat 4.0% rate for 2025
Taxes as ordinary income
No special deductions
y

Enter Your Investment Details

Calculate your capital gains tax for Colorado

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📊 Enter your annual taxable income before including this capital gain. This determines your capital gains tax bracket.

📊 Choose your investment holding period

Calculator optimized for Colorado tax rates

Tax Calculation Results

Your capital gain is: $0.00
Estimated capital gains tax: $0.00
Federal Tax: $0.00
Colorado Tax: $0.00
Net Proceeds After Tax: $0.00
Effective Tax Rate: 0.00%
Disclaimer: Estimate excludes NII taxes, deductions, credits, and losses. Consult a tax advisor.

How Colorado Taxes Capital Gains

Colorado taxes capital gains as ordinary income at a flat rate of 4.0% starting in 2025.

2025 Tax Brackets

0% Rate (Single): Up to $48,350
15% Rate (Single): $48,351 - $533,400
20% Rate (Single): Over $533,400

Colorado Tax Details

Tax Rate Structure

Flat Rate: 4.00%

Colorado applies a flat rate to all capital gains regardless of income level.

Key Requirements

Filing Required: If gain exceeds threshold
State Due Date: April 15

Colorado Tax Strategies

  • • Consider timing of asset sales for tax efficiency
  • • Coordinate with federal capital gains strategies
  • • Review loss harvesting opportunities

• Consult with Colorado tax professional for complex situations

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Real Estate in Colorado

Real estate capital gains in Colorado are subject to both federal and state tax considerations:

Colorado Real Estate Tax Rate

Real estate capital gains in Colorado are taxed at a flat rate up to 4.00%.

Primary Residence

Federal Rules

Federal Exclusion: $250K/$500K
Holding Period: 2 of 5 years

Colorado State Rules

State tax applies to gain above federal exclusion

Must file state return if gain exceeds exclusion

Additional Requirements:
  • • Follows federal IRC Section 121 rules as capital gains are taxed as ordinary income.

Investment Property

Tax Deferral Strategies

1031 Like-Kind Exchanges

Defer federal taxes on investment property exchanges

1031 Conformity: ✓ Yes
Bonus Depreciation: ✓ Allowed

Transfer Costs

Transfer Tax

State Rate: 0.01% ($0.01 per $100)
Paid By: buyer
Available Exemptions:
  • • Governmental entities
  • • Transfers to secure a debt.

Recording Fees

Deed Recording: $13 for the first page, $5 for each additional page.
Mortgage Recording: $13 for the first page, $5 for each additional page.
Additional Fees:
  • • Fees are uniform across all counties.
Special Deductions & Notes:
  • • Standard federal depreciation rules apply.

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Property Tax Exemptions

Homestead

$100K

Maximum exemption

Senior (65+)

$100K

Additional exemption

Veteran

$100K

Disabled veteran exemption

Colorado Real Estate Specifics

• Colorado has a very low state documentary fee (transfer tax) of 0.01%.

• The state's property tax landscape is changing after the repeal of the Gallagher Amendment.

• The Senior Homestead and Disabled Veteran exemptions offer significant property tax relief.

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Colorado Filing Requirements

Due Dates
Annual Return: April 15
Extension: October 15
Quarterly Est.:
January 15
April 15
June 15
September 15
Required Forms
  • • Form 104
  • • DR 1316 (for certain capital gains)
  • • Federal Form 8949 & Schedule D
Payment Options
  • • Online payment portal
  • • Electronic funds transfer
  • • Check or money order

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Compare Colorado to Other States

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© 2025 CapitalGainsTaxCalculator.us - For informational purposes only. Consult a tax professional for advice.